The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Related Content Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions. When Do You Need a Will? When do you need a will? The answer is easy: Right Now. What If Your Kids Decide Against College? Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.